Having $25,000 or more in qualifying business deposit accounts; Linking a Chase Performance Business Checking or Chase Platinum Business Checking account; Currently, Chase Business Savings accounts earn between .06% and .13% in interest depending on the balance in the account. When we contacted Chase on March 9, 2020, a representative told us that rates and fees vary by branch. But bank loans tend to be one of the least-expensive financing options, with interest rates that run from around 3% to 10% APR. You might also have to pay a closing or origination fee when you take out the loan. Yes, your Chase Bank money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails.